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First Guaranty Financial's Online Privacy Policy

The following is First Guaranty Financial's online privacy policy and soley applies to personal information gathered on our Internet site: www. firstguarantyfinancial.net.

First Guaranty Financial's Commitment to Online Security

Physical, electronic, and managerial procedures have been employed to safeguard the security and integrity of personal information submitted to First Guaranty Financial. All reprentatives of the company with access to personal information obtained on our web site are also bound to adhere to this policy as part of their employment with First Guaranty Financial.

Personal Information that First Guaranty Financial May Collect Online

Clients may choose to submit personal information online including names, postal and e-mail addresses, and phone and facsimile numbers. Clients may also choose to submit business information, some of which could constitute personal information, as well as personal information from individuals acting solely in their business capacity. All information submitted will be handled in accordance with our privacy policy.

How First Guaranty Financial Uses Personal Information Collected Online

Unless you otherwise consent, we will use your personal information only for the purpose for which it is submitted, such as to reply to your email or handle business related requests. We may also use such information for operational purposes, in program record-keeping, and may use it to conduct research on industry trends. Our research may lead to the publication of aggregate demographical data but will not result in the reporting or publication of any personal information provided to us. At any time you can add or remove your name from First Guaranty Financial's database by contacting us at contact@firstguarantyfinancial.net.

How Your Information May Be Shared

In order to process a request, First Guaranty Financial may send the request to the corporate office or refer to another suitable organization for handling. Further, when we receive a request or inquiry that First Guaranty Financial must process, we will forward the request or inquiry to the appropriate department. By sending us a request or inquiry, you are allowing us to forward your information within our organization, if necessary, and potentially also to another outside organization if needed. We never sell or rent your personal information.

First Guaranty Financial may also release personal information under the following circumstances:

Where release is required by law (for example, a subpoena) or regulation or is requested by a government agency;

Where our records indicate a company may be engaged in fraudulent activity or other deceptive practices that a governmental agency should be made aware of;

To appropriate persons, where your communication suggests possible harm to others.

Help Us Keep Your Personal Information Accurate

If your personal information changes or you would like to review the personal information we may have on file, please e-mail the new information to contact@firstguarantyfinancial.net. Please also let us know what initially led to your submission of personal information so we may efficiently locate your record.

Computer Tracking and Cookies

Our web site is not set up to track, collect, or distribute personal information not entered by visitors. Our site logs do generate certain kinds of non-identifying site usage data, such as the number of hits and visits to our site. This information is used for internal purposes by technical support staff to provide better services to the public and may also be provided to others; however, the statistics contain no personal information and cannot be used to gather such information.

Problems or Complaints with First Guaranty Financial's Privacy Policy

If you have a complaint about First Guaranty Financial's compliance with this privacy policy, you may contact us at (480) 284-6393 or by email at contact@firstguarantyfinancial.net.